Cash flow and finance
Factoring, financing, deposits and receivables: keeping money moving once invoices are out.
Accounts Receivable Aging: How to Track Who Owes You What
What an accounts receivable aging report is, how to build a simple one in a spreadsheet, how to read it, and how to use it to get paid faster.
Invoice Fraud and Fake Invoice Scams: How to Protect Your Business
How invoice fraud works (fake invoices, changed bank details, email compromise), the warning signs, and simple steps to protect your business and clients.
Retainer and Recurring Invoices: How to Bill Monthly Clients
How to invoice monthly retainers and recurring services: billing in advance vs arrears, what to put on the invoice, unused hours, rollover and automation.
Invoice Financing Explained: Discounting, Factoring and Alternatives
How invoice financing works, the difference between invoice discounting and factoring, typical costs, eligibility, and cheaper ways to fix cash flow first.
Deposit Invoice: How to Ask for Payment Upfront
How to invoice for a deposit or upfront payment: how much to ask for, wording, how to show the deposit on the final invoice, refundability and tax.
How to Invoice for Partial Payments and Show the Balance Due
How to handle partial payments on invoices: recording what's been paid, showing the balance due, payment plans, and when to issue new invoices versus updating balances.
What Is Invoice Factoring? How It Works, Costs and Risks
Invoice factoring explained: how selling your invoices for an advance works, typical fees and advance rates, recourse vs non-recourse, and when it's worth it.